NY URBAN FUNDING is a direct regional bridge lender with offices in New York and New Jersey specializing in short term bridge loans and equity secured by commercial real estate.  Through careful underwriting and creative loan structuring NY URBAN FUNDING has the ability to close loan requests within two weeks.

NY URBAN FUNDING’s  primary focus is on multifamily, commercial and investment properties in the New York Metropolitan area for both cash-flowing, income-producing properties as well as transitional and construction related properties. 

NY URBAN FUNDING  and it's predecessors have originated over $400 million in commercial mortgages through this platform throughout the tri-state area in the last 20 years. Through the firm’s entrepreneurial spirit, creative deal making and expedited decision making 

NY URBAN FUNDING is the ideal choice for landlords and developers looking for opportunistic capital in the form of debt or equity for commercial and multifamily properties.

NY URBAN FUNDING focuses on transactions between $500,000 and $5,000,000

In 1992 Chris joined his brother John and father John G. Lama at New York Urban as a property inspector, assisted in underwriting commercial properties. 

Through affiliations with national lending sources, NY Urban provides borrowers with Construction, Permanent, Bridge, Mezzanine and Equity for all income producing property types. Since 2000, the firm has originated over $5 Billion in commercial mortgages throughout the country.  Chris’s responsibilities were expanded to include CMBS originations and loan management for the parent company.

Since 2000, Chris has originated over 80 transactions totaling $2.5 billion that encompass the full extent of commercial real estate financing including debt, mezzanine, construction and 1031 financings.

Along with his brother John and father John G. they created NY Urban Funding; which is a Bridge and Mezzanine lending platform. Since 2006 the entity has funded over $100 million in high yield mortgages and mezzanine positions. 

John G. joined NY Urban Servicing Co. Inc. in 1980 when he along with Frank Harvey purchased New York Urban Servicing Co., Inc.  

Prior to NY Urban John was responsible for new loan originations as well as managing a team of loan officers handling troubled loans and foreclosures throughout the country and Puerto Rico for Chase Manhattan Bank, and was Senior Vice President, at in charge of acquisitions and finance. Kimco was one of the top ten largest shopping center owners in the country and is now a very successful REIT.

In 1997, Mr. Lama and the other key investors started Bridge Funding, a short term lending company and also purchased a SBIC company. 

In 2006, Mr. Lama sold his interest in Bridge Funding and the SBIC and along with his sons, formed NY Urban Funding, a Bridge and Mezzanine lending platform. To date, NY UrbanFunding has closed over 60 loans totaling in excess of $100 million in the tri-state area.

In 1990 John started his career at New York Urban as a property inspector, assisted in underwriting commercial underwriting and assisted with the management of several of the owned properties of the principals. 

Through affiliations with national lending sources, NY Urban provides borrowers with Construction, Permanent, Bridge, Mezzanine and Equity for all income producing property types. Since 2000, the firm has originated over $5 Billion in commercial mortgages throughout the country.

NY Urban Funding, a Bridge, Mezzanine and Equity lending platform, was created to capitalize on strong quality local real estate investment opportunities on a direct basis. The company invests on a balance sheet basis along with friends and family. Since 2006 the entity has funded over $100 million in mortgages, mezzanine loans and equity positions. Investments range from as low as $500k to as much as $5 million.

Frank joined NY Urban Servicing Co. Inc. in 1978 as an employee however it quickly became obvious that he was determined to own the company when the company was listed for sale in 1980.  Frank along with John Lama purchased New York Urban Servicing Co., Inc.  

Prior to NY Urban Frank was responsible for new loan originations at Union Dime Savings Bank

In 1997, Mr. Harvey and the other key investors started Bridge Funding, a short term lending company and also purchased a SBIC company. 

In 2006, Mr. Harvey sold his interest in Bridge Funding and the SBIC and along with Mr. Lama, formed NY Urban Funding, a Bridge and Mezzanine lending platform.

To date, NY Urban Funding has closed over 60 loans totaling in excess of $100 million in the tri-state area.